About the Rate Star Pty Ltd web site

This is a web site operated on behalf of Rate Star under the domain name ratestar.com.au. References to we, us or our in this web site terms of use mean Rate Star Pty Ltd and its related bodies corporate. Your use of the information, graphics and materials on the Rate Star web site ("Material on this web site") is governed by these terms of use and the privacy and security statement.

In addition to the terms contained in this document, there are also specific terms which form part of the terms of use and govern your use of, and access to, certain sections of the Rate Star web site. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the Rate Star web site.

Links to other web sites

The Rate Star web site may contain links to other web sites operated by third parties ("third party web sites"). We do not endorse, or approve of the operators of third party web sites, or the information, graphics and material on those third party web sites ("third party material").

Subject to any applicable law which cannot be excluded, we make no warranties or representations:

regarding the quality, accuracy, merchantability or fitness for purpose of third party material or products or services available through third party web sites; or

that third party material does not infringe the intellectual property rights of any person. We are not authorising the reproduction of third party material by linking material on this web site to third party material.

When you follow a link on the Rate Star web site, material at a third party web site may be displayed in your browser framed by material on this web site. This material is also third party material for the purpose of these terms of use.

All offers to sell and statements relating to goods and services available on third party web sites are the responsibility of and given by the third party web site operator. In so far as such offers and statements are made on the Rate Star web site, such offers and statements are made by us on behalf of the operator. We expressly disclaim acting in any other respect on behalf of third party web site operators.

We may receive payments from operators of third party web sites in relation to goods or services supplied by the operator as a result of you linking to the third party web site from the Rate Star web site.

Third party software

Unless otherwise indicated software downloads available via links from the Rate Star web site are third party products. These products may be subject to a license agreement between you and the relevant product owner. To the extent permitted by law, we accept no liability in respect of such third party products and we provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

Rate Star product information and supply

Material on this web site may contain general information about Rate Star products and services. Unless expressly stated otherwise, this information:

does not constitute an offer or inducement to enter into a legally binding contract; and

does not form part of the terms and conditions for Rate Star products and services.

For further information about a particular product or service please contact us. All applications for credit are subject to Rate Star's normal credit approval criteria.

Unless expressly agreed otherwise products and services offered on the Rate Star web site will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.

Warranties

While we have made every effort to ensure that information is free from error, we do not warrant the accuracy, adequacy or completeness of material on this web site. All information is subject to change without notice. We recommend that you seek independent advice before acting upon material on this web site or third party material. We do not guarantee that the Rate Star web site or third party web sites will be free from viruses, or that access to the Rate Star web site or third party web sites will be uninterrupted.

Limitation of liability

Subject to any responsibilities implied by law and which cannot be excluded, we are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defense or settlement costs) whatsoever arising out of or referable to material on the Rate Star web site or to third party material, whether in contract, tort including negligence, statute or otherwise.

Our liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Rate Star's option, to:

the supply of the goods or services again;

the repair of the goods; or

the payment of the cost of having the goods or services supplied again or repaired.

Termination

These terms of use (and the agreement constituted by your use of the information, graphics and materials on the Rate Star web site) and your access to the Rate Star web site may be terminated at any time by us without notice. All restrictions, licenses granted by you and all disclaimers and limitations of liability by us will survive termination, however, you will no longer be authorised to access the Rate Star web site.

Jurisdiction

Unless expressly agreed otherwise the applicable law is the law of the State of South Australia, Australia.

Copyright and trademarks

Except where necessary for viewing the material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these terms of use, no material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Rate Star.

Acceptance and changes to terms of use

You acknowledge and accept that your use of the Rate Star Web Site indicates your acceptance of these terms of use and the privacy and security statement.

These are the current terms of use. They replace any other terms of use for the Rate Star web site published on the Rate Star web site to date. We may at any time vary the terms of use by publishing the varied terms of use on the Rate Star web site. You accept that by doing this, Rate Star has provided you with sufficient notice of the variation.

We reserve any rights not expressly granted in these terms of use.

Privacy Policy | Terms and Conditions © Rate Star Pty Limited Australia 2008 ABN 22 124 821 674